Privacy Policy

Effective date: September 30, 2026

Your privacy matters to us. This Privacy Policy explains how Frugal Haven (“Frugal Haven,” “we,” “us” or “our”) collects, uses, shares and protects your information when you use frugalhaven.com, our services and our SMS text messaging program.

Information we collect

Information you give us, such as your name, email address, mobile phone number, mailing address and details about your bills, subscriptions, accounts and financial goals.
SMS consent information, such as your mobile number, the date and time you opted in and your messaging preferences.
Information from providers, when you authorize us to contact them on your behalf.
Information collected automatically, such as your IP address, browser type, device information and pages viewed, collected through cookies and similar technologies.

How we use your information

To provide, operate and improve our services
To find savings and contact providers when you ask us to
To send the text messages you opted in to receive, and to honor opt-out requests
To respond to your questions and provide customer support
To keep our services secure and prevent fraud
To comply with legal obligations

SMS / text messaging privacy

We do not share or sell your SMS opt-in data. No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. Text messaging originator opt-in data and consent will not be shared with any third parties, and will not be sold, rented or disclosed to anyone for their marketing purposes.

We use your mobile number only to send the messages you agreed to receive and to provide customer support. You can opt out at any time by replying STOP to any message, or get help by replying HELP. See the SMS program section of our Terms of Service for full details.

How we share information

We do not sell your personal information. We share information only as described below:

With service providers who help us operate our website and services, such as hosting and email providers. They may use the information only to provide services to us and must keep it confidential.
With providers you authorize us to contact, only as needed to complete the request you asked us to handle.
When required by law, or to protect the rights, safety and security of Frugal Haven, our customers or others.
In a business transfer, such as a merger or acquisition, subject to this Privacy Policy.

All of the categories above exclude text messaging originator opt-in data and consent, which are never shared with third parties.

Cookies

We use cookies and similar technologies to keep the website working, remember your preferences and understand how visitors use our site. You can block or delete cookies in your browser settings, although some parts of the website may not work as intended.

Data security

We use reasonable administrative, technical and physical safeguards to protect your information. No method of transmission or storage is completely secure, so we cannot guarantee absolute security.

Data retention

We keep your information only for as long as needed to provide our services, meet our legal and accounting obligations and resolve disputes. When it is no longer needed, we delete it or make it anonymous.

Your choices and rights

Access, correct or delete the personal information we hold about you by contacting us.
Stop text messages at any time by replying STOP.
Unsubscribe from emails using the link in any marketing email.

Depending on where you live, you may have additional privacy rights. We will not discriminate against you for exercising them.

Children’s privacy

Our services are not intended for children under 13, and we do not knowingly collect personal information from children under 13.

Changes to this policy

We may update this Privacy Policy from time to time. When we do, we will change the effective date at the top of this page.

Contact us

Email: contactus@frugalhaven.com
Phone: 1 (833) 991-5551
Mail: Frugal Haven, 99 Wall Street, Ste 5410, New York, NY 10005