Mortgage

Your mortgage is likely your biggest monthly expense, so even a small improvement can make a real difference over time.

How we help

• Review your current rate, term and escrow costs.
• Explain whether refinancing might make sense for you, including closing costs and break-even time.
• Look at related costs, such as homeowners insurance and property taxes, that are often bundled into your payment.

Things to consider

• Refinancing has upfront costs – it only pays off if you stay in the home long enough.
• Removing private mortgage insurance (PMI) may be possible once you build enough equity.