Car Loans

If you took out a car loan when rates were higher or your credit score was lower, you may be paying more interest than you need to.

How we help

• Review your current loan rate, balance and remaining term.
• Explain whether refinancing could lower your monthly payment or total interest.
• Point out fees and trade-offs, such as extending your loan term.

Before you refinance

• Check for prepayment penalties on your current loan.
• Compare the total cost of the loan, not just the monthly payment.
• Consider how an improved credit score may help you qualify for a better rate.